Navigating the complexities of property division during divorce can be challenging, particularly when distinguishing between separate and marital property. Different states have varying laws regarding the classification of earnings after separation and how they relate to contributions made to marital property investment funds or pensions.

Spooky goblins, howling wolves and haunted houses don't compare with the scary decisions couples face when deciding terms of a divorce settlement agreement.  These terms include matters affecting their future, family and money.  What could be scarier? 

"What doesn't kill you...makes you stronger, wiser, and more capable.  But first you must learn to lose."

You're going to get a lot of advice about what to do and when.  But, what about what not to do?